Are You Qualified?

Are You Pre-Approved? Before you begin to shop for a new home, you should setup a time to meet with me so we can figure out how much you can afford. This will put you in a better position as a buyer. more >>

Getting Qualified.  It's important to see your mortgage professional first.  Why?  more >>

How Much Can You Afford?  Deciding how much house you can afford is a personal decision.  Many factors come into play.  How much can I borrow?  How much can I put toward my down payment?  What size monthly payment can I afford? more >>

Debt-to-Income Ratios.  Your debt to income ratio is simply a way of determining how much money is available for your monthly mortgage payment after all your other recurring debt obligations are met. more >>

Verifying Income and Assets.  A critical step in the mortgage loan application process is to verify the sources for your down payment, closing costs and assets, as well as documenting income and debts.  The lender uses this step to determine your qualifications as a borrower.  more >>

Mortgage Calculators.  I have 18 mortgage and budget calculators are on my website that you can use to run all kinds of loan scenarios.  more >>